Pricing
One of the foundations of any worthwhile relationship is transparency. We take our relationship with you very seriously and our pricing will always be fully transparent. We are a fee-only adviser, which means we do not accept commissions, kickbacks, trails, spreads, revenue shares, or the like. We are only paid by you, not an unnamed third party.
Our business is also structured to keep business expenses low. We do not have obnoxious executive compensation, we do not have expensive real estate and we do not pay a salesforce. In doing so, we pass that cost savings on to you.
Because each client has a different financial situation, we offer several pricing options depending on the type of service. We also do not have minimums because everyone deserves a chance at financial security and freedom.
Financial Planning
Comprehensive financial planning is typically priced on an assets under management fee arrangement. We charge 0.80% (80 basis points) and scale down to 0.60% (60 basis points) and 0.40% (40 basis points) as assets increase beyond specified tiers.
Fees are paid quarterly in arrears based on average daily balance.
Investment Management
If a client wants only their investments managed, then the fee is 0.40% (40 basis points). This client only wants an analysis of their retirement or brokerage investments along with ongoing monitoring, rebalancing, or trading. The fee is paid quarterly in arrears based on average daily balance.
Single Purpose Planning
Sometimes you may need to solve only one problem. Maybe you are not ready to embark on a comprehensive plan. Either way, we still want to provide a way we can work together.
We price this kind of plan from $600 to a maximum of $5,000, depending on the complexity of the problem.